401K


401k Investing: How Much is that ETF in “the Window”?

401k Investing – In most 401(k) plans, participants tend to fall into two categories that we can refer to as, “the frustrated” and “the unaware”.  The “frustrated” are savvy and relatively well educated. They are aware that their plan’s investment menu offers mostly high-cost mutual funds that the offerings are generally limited and under-performing. The “unaware” don’t realize they are paying fees at all.  A recent AARP study showed that […]

Financial Health and Wealth Advice - 401k Investing How Much is that ETF

Self Directed 401K Pro’s and Cons

Have you been looking for a way to gain complete control over your retirement funds? Many of us are, and a great way to get this type of control is through the use of a self directed 401k. This gives you the freedom to invest your funds where you want, and gives you freedom to invest how much you want as well. The self-directed 401k is best suited for someone […]

Self Directed 401K Pro’s and Cons

Financial Health and Wealth Advice - Retirement Investments Good and Bad Choices

Retirement Investments: Good and Bad Choices

Smart people prepare for their retirement years because they realize the importance of retirement investing and the impact it will have on their future. All of us are worried about the current economy, and where it may lead us in the future. We’re constantly looking for the best retirement investment advice because proper investing is important, as it will be the basis for how you are able to live after […]


Inherited IRA

An Inherited IRA also known as a Non-Spousal Beneficiary IRA is the greatest family wealth vehicle ever created by the government.  Why do I say that?  Well continue reading to find out and to learn about the various ira inheritance rules that you absolutely should be aware of! Old IRA Rules: A Recap To begin with I need to bring you up to date with some basic IRA rules.  In […]

Financial Health and Wealth Advice - Inherited IRA

Financial Health and Wealth Advice - 401k Rollover to Roth IRA

401k Rollover to Roth IRA

One of the most important things you need to decide when you change jobs is what to do with your 401k. Most companies will allow you to leave your money in the plan even after you leave your job, but do you really want a former employer to be in charge of your investment account? Not only that but some companies charge a maintenance fee if you’re no longer employed […]


Forget A 401K Rollover, I’m Cashing Out!

Are you considering a cash distribution instead of a 401k rollover?  Well, I am going to be brutally honest in saying unless you are absolutely desperate for money or over the age of 59 1/2, you would be crazy to cash out and should go with a rollover 401k instead!  I do realize that a cash distribution is the most tempting option available for you to take but it can […]

Financial Health and Wealth Advice - Forget A 401K Rollover - Im Cashing Out!

Financial Health and Wealth Advice - Leaving My Money With My Previous Employer

Leaving My Money With My Previous Employer

So you have or are leaving your current employer. Whether this was your choice or theirs you now have a lot of thinking to do regarding your 401k.  You need to sit down and spend some time thinking about what you intend to do with your investment and decide if a 401k rollover, cash out or keeping your money where it is, is the right choice for you.  You need […]


How To Find A Financial Adviser

Your money is important to you, right? If it wasn’t you probably wouldn’t be here right now.  Well I think your money is important too which is why I’m going to cover some tips on how to find a financial adviser.  Finding a financial adviser is a big deal because this person is going to be responsible for explaining to you what your financial options are and guiding you on […]

Financial Health and Wealth Advice - How To Find A Financial Adviser

Financial Health and Wealth Advice - Steps To Rolling Over Your 401K

Steps To Rolling Over Your 401K

When you need to move your 401k account into another, the first thing that pops into your mind is how do you rollover a 401k? If you are like me you not only need to know all the information involved in doing something, but you also want to see some guidelines so you can assure you are following the correct procedures and are on the right track. It’s easy to […]